:root{
  --navy:#0a1e37;
  --navy-2:#13294b;
  --teal:#0fb5a8;
  --teal-dark:#0a8a80;
  --accent:#ffb300;
  --bg:#f6f8fb;
  --text:#1a2233;
  --muted:#5b6878;
  --border:#e3e8ef;
  --white:#fff;
  --shadow:0 6px 20px rgba(10,30,55,.08);
  --shadow-lg:0 18px 50px rgba(10,30,55,.18);
  --radius:14px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--text);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--teal-dark);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{font-family:'Playfair Display',Georgia,serif;color:var(--navy);line-height:1.2;margin:0 0 .6em}
h1{font-size:clamp(2rem,4.6vw,3.4rem);font-weight:800;letter-spacing:-.02em}
h2{font-size:clamp(1.6rem,3vw,2.4rem);font-weight:700}
h3{font-size:1.25rem;font-weight:700;font-family:'Inter',sans-serif}
p{margin:0 0 1em}
.container{max-width:1200px;margin:0 auto;padding:0 20px}
.center{text-align:center}
.muted{color:var(--muted)}
.small{font-size:.875rem}
.eyebrow{display:inline-block;font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;color:var(--teal-dark);font-weight:700;margin-bottom:.6rem}
.eyebrow.light{color:#7adfd5}
.light{color:var(--white)!important}
hr{border:0;border-top:1px solid var(--border);margin:1.2rem 0}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:8px 12px;z-index:9999}
.skip-link:focus{left:8px;top:8px}

/* Topbar */
.topbar{background:var(--navy);color:#cbd6e2;font-size:.82rem}
.topbar-inner{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;padding:8px 20px;align-items:center}
.topbar a{color:#cbd6e2}
.topbar-phone a{color:#fff;font-weight:700}
.topbar-item{display:inline-flex;align-items:center;gap:.4rem}
@media(max-width:720px){.topbar-inner .topbar-item:not(.topbar-phone){display:none}}

/* Header */
.site-header{position:sticky;top:0;z-index:1000;background:#fff;border-bottom:1px solid var(--border);box-shadow:0 2px 8px rgba(10,30,55,.04)}
.site-header.scrolled{box-shadow:var(--shadow)}
.header-inner{display:flex;align-items:center;gap:1rem;padding:14px 20px}
.brand{display:flex;align-items:center;gap:.7rem;text-decoration:none}
.brand-logo{height:54px;width:auto}
.brand-text{display:flex;flex-direction:column;line-height:1}
.brand-text strong{font-family:'Playfair Display',serif;font-size:1.4rem;color:var(--navy);letter-spacing:.01em}
.brand-text small{font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:var(--teal-dark);margin-top:3px;font-weight:600}
.primary-nav{margin-left:auto}
.primary-nav>ul{list-style:none;display:flex;gap:.2rem;padding:0;margin:0;align-items:center}
.nav-item>a{display:inline-flex;align-items:center;gap:4px;padding:10px 12px;color:var(--navy);font-weight:600;font-size:.92rem;line-height:1.2;border-radius:8px;text-decoration:none;white-space:nowrap}
.nav-item>a:hover,.nav-item.active>a{background:var(--bg);color:var(--teal-dark)}
.nav-item .caret{font-size:.7em;opacity:.7;display:inline-block;line-height:1;position:relative;top:1px}
.has-dropdown{position:relative}
.dropdown{position:absolute;top:100%;left:0;background:#fff;list-style:none;margin:0;padding:8px;min-width:240px;border-radius:10px;border:1px solid var(--border);box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translateY(8px);transition:.18s;z-index:1100}
.has-dropdown:hover>.dropdown,.has-dropdown:focus-within>.dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown li a{display:block;padding:9px 12px;color:var(--navy);font-size:.9rem;border-radius:6px;font-weight:500}
.dropdown li a:hover{background:var(--bg);color:var(--teal-dark);text-decoration:none}

.btn{display:inline-flex;align-items:center;gap:.5rem;justify-content:center;padding:11px 18px;border-radius:10px;font-weight:700;font-size:.95rem;border:2px solid transparent;cursor:pointer;transition:.18s;text-decoration:none;line-height:1.1}
.btn:hover{transform:translateY(-1px);text-decoration:none}
.btn-primary{background:var(--teal);color:#fff}
.btn-primary:hover{background:var(--teal-dark);color:#fff}
.btn-outline{background:transparent;border-color:var(--teal);color:var(--teal-dark)}
.btn-outline:hover{background:var(--teal);color:#fff}
.btn-ghost{background:rgba(255,255,255,.12);color:#fff;border-color:rgba(255,255,255,.6)}
.btn-ghost:hover{background:#fff;color:var(--navy)}
.btn-lg{padding:14px 22px;font-size:1rem}
.btn-xl{padding:17px 28px;font-size:1.05rem}
.btn-block{display:flex;width:100%;margin-bottom:8px}
.btn-call{background:linear-gradient(135deg,var(--teal),var(--teal-dark));color:#fff;padding:8px 14px;border-radius:12px;text-align:left}
.btn-call:hover{color:#fff;text-decoration:none;filter:brightness(1.05)}
.btn-call-icon{font-size:1.4rem}
.btn-call-text{display:flex;flex-direction:column;line-height:1.1}
.btn-call-text small{font-size:.65rem;text-transform:uppercase;letter-spacing:.14em;opacity:.85}
.btn-call-text strong{font-size:1rem;font-weight:800}
.btn-row{display:flex;gap:.75rem;flex-wrap:wrap;margin:1rem 0}
.header-cta{flex-shrink:0}

.nav-toggle{display:none;background:transparent;border:0;width:44px;height:44px;padding:0;flex-direction:column;justify-content:center;align-items:center;gap:5px;cursor:pointer;margin-left:auto}
.nav-toggle span{display:block;width:26px;height:3px;background:var(--navy);border-radius:2px;transition:.2s}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(8px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}

@media(max-width:1080px){
  .nav-toggle{display:flex}
  .header-inner{flex-wrap:wrap}
  .header-cta{order:2;margin-left:auto}
  .nav-toggle{order:3;margin-left:.4rem}
  .primary-nav{order:4;width:100%;display:none}
  .primary-nav.open{display:block}
  .primary-nav>ul{flex-direction:column;gap:0;padding:8px 0;align-items:stretch}
  .nav-item>a{padding:14px 12px;border-radius:0;border-bottom:1px solid var(--border)}
  .has-dropdown{position:static}
  .dropdown{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;background:#f4f7fb;border-radius:0;padding:4px 4px 8px 18px;display:none}
  .has-dropdown.open>.dropdown{display:block}
  .has-dropdown>a::after{content:"+";float:right;font-weight:400}
  .has-dropdown.open>a::after{content:"–"}
}
@media(max-width:520px){
  .brand-logo{height:44px}
  .brand-text strong{font-size:1.1rem}
  .brand-text small{font-size:.62rem}
  .btn-call{padding:6px 10px}
  .btn-call-icon{font-size:1.1rem}
  .btn-call-text strong{font-size:.9rem}
  .btn-call-text small{font-size:.58rem}
}

/* Hero */
.hero{position:relative;color:#fff;overflow:hidden;min-height:560px;display:flex;align-items:center;padding:60px 0}
.hero-bg{position:absolute;inset:0;background-size:cover;background-position:center;z-index:0}
.hero-overlay{position:absolute;inset:0;background:linear-gradient(135deg,rgba(10,30,55,.92),rgba(10,30,55,.65) 60%,rgba(10,30,55,.55));z-index:1}
.hero-inner{position:relative;z-index:2;display:grid;grid-template-columns:1.4fr 1fr;gap:3rem;align-items:center;width:100%}
.hero-copy h1{color:#fff}
.hero .lede{font-size:1.15rem;color:#dde6f0;max-width:620px}
.hero-trust{list-style:none;padding:0;margin:1.5rem 0 0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.5rem 1.5rem}
.hero-trust li{font-weight:600;color:#cfe9e6}
.hero-card{background:#fff;color:var(--text);padding:28px;border-radius:var(--radius);box-shadow:var(--shadow-lg)}
.hero-card h2{margin-top:0;font-size:1.4rem;color:var(--navy);font-family:'Inter',sans-serif;font-weight:800}
.hero-card-note{margin:14px 0 0;font-size:.82rem;color:var(--muted);text-align:center}
@media(max-width:900px){
  .hero-inner{grid-template-columns:1fr}
  .hero-trust{grid-template-columns:1fr}
}

/* Page hero */
.page-hero{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:80px 0 60px;background-size:cover;background-position:center}
.page-hero h1{color:#fff}
.page-hero .lede{color:#dde6f0;max-width:780px;font-size:1.1rem}

/* Sections */
.section{padding:70px 0}
.section-alt{background:#fff}
.section-dark{background:var(--navy);color:#dde6f0}
.section-dark h2,.section-dark h3{color:#fff}
.section-head{text-align:center;max-width:760px;margin:0 auto 2.5rem}
.section-head.light{color:#dde6f0}
.section-head.light h2{color:#fff}
.lede{font-size:1.15rem;color:var(--muted)}

/* Grid */
.grid{display:grid;gap:1.4rem}
.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
@media(max-width:900px){.grid-3{grid-template-columns:1fr}.grid-2{grid-template-columns:1fr}}

/* Card */
.card{background:#fff;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);transition:.2s;display:flex;flex-direction:column;color:var(--text);text-decoration:none}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);text-decoration:none}
.card-img{aspect-ratio:16/10;background-size:cover;background-position:center}
.card-body{padding:22px}
.card-body h3{margin:0 0 8px;color:var(--navy)}
.card-body p{color:var(--muted);margin-bottom:14px}
.card-link{color:var(--teal-dark);font-weight:700;font-size:.9rem}
.card.pad{padding:24px}
.resource-card{flex-direction:row;align-items:center;gap:1rem;padding:18px}
.card-thumb{flex-shrink:0;width:120px;height:90px;border-radius:10px;background-size:cover;background-position:center}
@media(max-width:520px){.resource-card{flex-direction:column;align-items:flex-start}.card-thumb{width:100%;height:140px}}

/* Split */
.split{display:grid;grid-template-columns:1.3fr 1fr;gap:3rem;align-items:start}
.split.reverse{grid-template-columns:1fr 1.3fr}
.split-img img{border-radius:var(--radius);box-shadow:var(--shadow-lg);width:100%;height:auto;object-fit:cover}
@media(max-width:900px){.split{grid-template-columns:1fr}}

.check-list{list-style:none;padding:0;margin:0 0 1.4rem}
.check-list li{position:relative;padding-left:28px;margin-bottom:.55rem}
.check-list li::before{content:"✓";position:absolute;left:0;top:0;color:var(--teal);font-weight:800}
.num-list{padding-left:1.2rem;margin:0 0 1.4rem}
.num-list li{margin-bottom:.6rem}

/* Locations */
.locations-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:.6rem;margin-bottom:2rem}
.locations-grid.wide{grid-template-columns:repeat(auto-fill,minmax(200px,1fr))}
.loc-pill{display:block;padding:14px 16px;background:#fff;border:1px solid var(--border);border-radius:10px;color:var(--navy);font-weight:600;text-align:center;text-decoration:none;transition:.18s}
.loc-pill:hover{border-color:var(--teal);color:var(--teal-dark);transform:translateY(-2px);text-decoration:none}
.loc-pill.ghost{color:var(--muted);background:transparent;cursor:default}
.loc-pill.ghost:hover{transform:none;border-color:var(--border);color:var(--muted)}

/* Quotes */
.quote{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:var(--radius);padding:26px;margin:0;color:#dde6f0}
.section:not(.section-dark) .quote{background:#fff;border-color:var(--border);color:var(--text);box-shadow:var(--shadow)}
.quote p{font-size:1.02rem;font-style:italic}
.quote footer{font-size:.88rem;color:#9bb0c5;font-style:normal}
.section:not(.section-dark) .quote footer{color:var(--muted)}
.quote.featured{background:linear-gradient(135deg,var(--teal),var(--teal-dark));border-color:transparent;color:#fff}
.quote.featured footer{color:#d6f5f1}
.quote.big p{font-size:1.05rem}
.quote-stars{color:var(--accent);font-size:1.1rem;margin-bottom:.5rem;letter-spacing:2px}

/* FAQ */
.faq-section{padding:70px 0;background:#fff}
.faq-list{max-width:860px;margin:0 auto}
.faq-item{background:#fff;border:1px solid var(--border);border-radius:12px;padding:0;margin-bottom:12px;overflow:hidden;transition:.2s}
.faq-item[open]{box-shadow:var(--shadow);border-color:var(--teal)}
.faq-item summary{padding:18px 20px;cursor:pointer;font-weight:700;color:var(--navy);list-style:none;position:relative;padding-right:50px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:1.6rem;color:var(--teal);font-weight:300;transition:.2s}
.faq-item[open] summary::after{content:"−"}
.faq-answer{padding:0 20px 18px;color:var(--muted)}

/* CTA band */
.cta-band{background:linear-gradient(135deg,var(--teal),var(--teal-dark));color:#fff;padding:50px 0}
.cta-band h2{color:#fff;margin:0 0 .3em;font-size:1.7rem}
.cta-band p{margin:0;color:#e6fbf8}
.cta-band-inner{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;flex-wrap:wrap}
.cta-band .btn-primary{background:#fff;color:var(--teal-dark)}
.cta-band .btn-primary:hover{background:var(--navy);color:#fff}
.cta-band .btn-outline{border-color:#fff;color:#fff}
.cta-band .btn-outline:hover{background:#fff;color:var(--teal-dark)}

.inline-cta{padding:50px 0;background:#fff;border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.inline-cta-inner{text-align:center;max-width:720px;margin:0 auto}
.inline-cta-inner .btn-row{justify-content:center}

/* Sidebar card */
.sidebar-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow);position:sticky;top:120px}
.sidebar-card h3{margin-top:0}
.sidebar-card hr{margin:1.2rem 0}

/* Footer */
.site-footer{background:var(--navy);color:#a9b9cb;padding:60px 0 0;font-size:.92rem}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:2.5rem;padding-bottom:40px}
.site-footer h4{color:#fff;font-family:'Inter',sans-serif;font-size:.95rem;letter-spacing:.06em;text-transform:uppercase;margin:0 0 1rem}
.footer-list{list-style:none;padding:0;margin:0}
.footer-list li{margin-bottom:.5rem}
.footer-list a{color:#a9b9cb}
.footer-list a:hover{color:#fff}
.brand-footer .brand-text strong{color:#fff}
.brand-footer .brand-text small{color:#7adfd5}
.footer-about{margin:1rem 0;color:#a9b9cb}
.footer-nap a{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding:18px 0;color:#7d8ea1;font-size:.82rem}
@media(max-width:900px){.footer-grid{grid-template-columns:1fr 1fr;gap:2rem}}
@media(max-width:560px){.footer-grid{grid-template-columns:1fr}}

/* Sticky call (mobile only) */
.sticky-call{position:fixed;bottom:18px;right:18px;background:var(--teal);color:#fff;padding:14px 20px;border-radius:50px;box-shadow:var(--shadow-lg);z-index:999;display:none;align-items:center;gap:.5rem;font-weight:800;text-decoration:none}
.sticky-call:hover{background:var(--teal-dark);color:#fff;text-decoration:none}
@media(max-width:1080px){.sticky-call{display:inline-flex}}

/* Forms */
.contact-form{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.contact-form h3{margin-top:0}
.contact-form label{display:block;font-size:.85rem;font-weight:600;color:var(--navy);margin-bottom:14px}
.contact-form input,.contact-form select,.contact-form textarea{display:block;width:100%;padding:11px 13px;border:1px solid var(--border);border-radius:8px;font-size:.95rem;font-family:inherit;margin-top:5px;background:#fafbfd}
.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{outline:0;border-color:var(--teal);background:#fff}
.contact-line{font-size:1.05rem;margin-bottom:.8em}

.map-wrap{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-lg);aspect-ratio:16/8}
.map-wrap iframe{width:100%;height:100%;border:0;display:block}

/* Prose */
.prose h2{margin-top:1.6em}
.prose h3{margin-top:1.4em;color:var(--navy)}
.table{width:100%;border-collapse:collapse;margin:1rem 0;background:#fff;border-radius:10px;overflow:hidden;box-shadow:var(--shadow)}
.table th,.table td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--border)}
.table thead{background:var(--navy);color:#fff}
.table tbody tr:nth-child(even){background:#fafbfd}

@media(max-width:900px){.sidebar-card{position:static}}